Whether or not homeowners insurance will cover tree removal ultimately depends on a couple factors. For instance, homeowners insurance will typically pay for tree removal and damage if a tree falls on any of your structures. Removing a tree that has yet to fall is not usually covered by homeowners insurance.
Does Homeowners Insurance Pay For Tree Removal?
Homeowners insurance will likely pay for repairs and tree removal if a tree falls onto your home, causing damage. The homeowner is usually responsible for removal if a tree falls but does not cause any damage.
If a tree falls and results in damage to a home, fence, or garage, homeowners insurance will cover these costs. Sometimes, insurance may pay for tree removal when the tree is blocking your driveway. Insurance typically covers if the homeowner is disabled and the tree happens to be blocking a wheelchair ramp.
Always double-check your home insurance policy and contact your agent with any questions. Insurance policies generally cover up to $1,000 per storm for tree removal. When your tree falls onto a neighbor’s home, the neighbor can file a claim on their insurance policy.
How Much Does Tree Removal Cost?
The cost of tree removal varies based on several factors, such as tree size, location, accessibility, and condition. Here’s a breakdown of what to expect:
- Small Trees (up to 30 feet):
$150 – $500
Smaller trees are typically less expensive to remove and require less labor and equipment. - Medium Trees (30 – 60 feet):
$300 – $1,000
These trees may require more equipment and labor due to their size. - Large Trees (60 – 80 feet):
$650 – $2,000
Larger trees require heavy machinery and more time to safely remove. - Extra-Large Trees (over 80 feet):
$1,200 – $2,700
Very tall trees, especially those near buildings or power lines, are more difficult to remove and can have a higher cost.
Tree Removal in Phoenix, AZ
If you need tree removal in Phoenix or anywhere else in the Phoenix Valley, give Arbor Care a call today at (480) 797-5566 or receive a free tree removal estimate in Phoenix. Our Service area includes Phoenix, Tempe, Chandler, Gilbert, Mesa, Tempe, Scottsdale, Glendale, Peoria, and Surprise, Arizona.
